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Over the years, I've gotten excellent and prompt care, and most importantly (to me), office visits and phone consultations aren't rushed--the time spent with the doctor is patient-driven, and the patient is charged accordingly.
I now have a high deductible individual plan (in case of serious illness or injury) whose monthly rates are very low, and my appointments tend to run only slightly higher than many people's co-pays for office visits. I still don't know why more people don't do this--you can save money AND get better care.
Thanks for opening our eyes.
Mehdi Akiki